When is the best time to get pre-approved for a home loan?

When is the best time to get pre-approved for a home loan?

Real estate competition is always a factor --whether it's a seller's or a buyer's market. That means that getting pre-approved for a home loan as soon as possible is the best move if you plan to buy property in the next three to five months.

Advantages Of Getting A Mortgage Preapproval

Confidently Put In An Offer

The process of getting pre-approved helps to clarify how much you can afford to pay in monthly mortgage payments.

Be Seen As A Low-Risk Buyer

Since pre-approval means that an underwriting team has already verified your buying power, the seller can feel assured in accepting it. Some sellers may even view a preapproval-backed offer as solid as a cash one!

Even More Advantages Of Getting Pre-approved With Us

The mortgage pre-approval process becomes even more attractive when you utilize our convenient online mortgage pre-approval process. From the comfort of your home, we can securely pull your credit to verify your income and assets.

With just a few clicks, you can submit your documentation for items like pay stubs, tax returns, and W-2s and even virtually connect to your financial institution to verify assets.

And, of course, a real-life mortgage professional is available to guide and advise you every step of the way.

Are you serious about buying a property within the next three months? It only takes minutes to complete the secure online application, and you can even save it to finish it at a later time. Have more questions? We've got answers! Contact us today for all your home loan and refinancing needs.

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